Effective Date: June 29, 2026
Introduction
Your Policy Experts and our affiliated companies deliver content to you via our Website and email. Beyond content delivery, we operate a marketing and data business. In this role, we gather information about individual consumers, which we collect, share with partners, and sell. This information helps advertisers reach their intended audiences through online advertising, mobile apps, email campaigns, telephone marketing, and other promotional channels. We also provide cross-context behavioral advertising services that track activity across different sites and apps.
This privacy policy tells you about the personal information we gather when you use Your Policy Experts—both what we collect directly and what you give us—and how we collect, use, keep, and share it. For more about our website itself, check out our terms of service.
We ask that you carefully read through this policy to gain a clear understanding of our policies and practices related to your personal information. If you’re uncomfortable with our policies and practices, please avoid using our website or subscribing to our email list. Your access to or use of this website, or your interaction with our other services, signifies agreement with this privacy policy.
Where This Policy Applies And Third-Party Platforms:
This Privacy Policy applies solely to your activity on Your Policy Experts. It does not encompass your interactions with other websites, even if you accessed them through a link on our site. We encourage you to review the privacy policies of any websites you access through links from Your Policy Experts.
How Your Personal Information Is Collected:
We collect personal information on this website that you choose to provide, such as your name, email address, phone number, mailing address, and details submitted through an inquiry form. We may supplement the information you provide with additional data obtained from third parties, including affiliates and marketing or advertising partners. In certain instances, this includes data from third-party data providers that have obtained your personal information from their own services. We also automatically collect information through cookies and other tracking technologies to perform analytics and facilitate advertising. Additional details are provided below.
What Data Do We Collect?
“Personal information” means any information processed by the Company, regardless of medium, that identifies, relates to, describes, or is reasonably capable of being associated with a specific consumer or household, either directly or indirectly.
Subscription to the Your Policy Experts requires the submission of certain personal information, such as your name, date of birth, street address, e-mail address, and phone number. We also collect information via cookies and similar technologies, including IP address, imprecise geolocation (inferred from your IP address), device identifiers, timestamps, browsing patterns, and click-through interactions. We may obtain additional advertising-related information from data brokers or public databases, including demographic data, interests, prior locations, or purchase history. Information about your privacy rights is provided below.
California law mandates disclosure of the types of personal information collected during the last year. Accordingly, in the past twelve (12) months, we have collected identifiers; personal information categories listed in the California Customer Records Statute (Cal. Civ. Code § 1798.80(e)); protected characteristics under California or U.S. federal law; internet or similar network activity information; commercial information; professional or employment-related information; imprecise geolocation data; and inferences derived from other personal information. This information is sold and shared with our affiliated companies and third-party partners for marketing and advertising purposes. You have the right to opt out of such sale or sharing at any time by visiting here or calling 855-586-1377.
Sensitive Data
We do not directly collect information classified as Sensitive Personal Information, including data related to race or ethnicity, religion, precise geolocation, LGBTQ+ status, health information, financial account details, or citizenship status. However, automated tools such as cookies may collect information about your visits to web pages, which could indirectly suggest interest in sensitive subjects or group affiliations. For instance, viewing content targeted to a specific ethnicity or health topic may imply such interest. These inferences are not made by us, but may be made by our affiliated companies or other third parties to whom information is disclosed. If prohibited by state or local law without consent, sensitive inferences will not be made. We do not collect or use personal information from children under 18.
Our Uses of Personal Information
We use personal information to send you newsletters that you request and to provide content or marketing messages by email or via other channels. We also share your personal information with our partner companies, who may also send you marketing messages by email or otherwise. You can opt out here. Our use of your personal information may be considered “cross context behavioral advertising” in some cases.
When We Share Personal Information
We share or in some cases sell personal information with our affiliates and with third parties for marketing uses, which may include cross context behavioral advertising. We share personal information with our service providers, who may use it on our behalf for advertising, web hosting, fraud detection, analytics, information security, or similar services. We contract with all recipients of our data to ensure appropriate data security measures and compliance with laws. We also share personal information if required by law (for example, in response to a warrant, subpoena or court order), or to protect the health, safety, or other vital interests of any person.
We may disclose personal information as necessary to comply with applicable laws, regulations, court orders, or legal processes, including disclosures to law enforcement agencies, courts, regulators, or other government authorities, as well as to protect the rights, safety, or security of any person or to enforce our terms and agreements. In addition, personal information may be shared with a buyer or successor organization in connection with a merger, divestiture, restructuring, liquidation, bankruptcy, or similar transaction involving the transfer of business assets.
We may disclose personal information to third parties based on your consent, including for uses disclosed to you when you provide the information or as explained in this privacy policy.
Behavioral Advertising, Data Sharing, and Analytics
We share personal information collected at this website with other third-party companies who may display advertisements on this or other sites, and for analytics and reporting purposes. These companies (who may include data brokers) use cookies, pixels, and other automated technologies to collect information about certain websites you visit and the advertisements you see or click, and may combine this with personal information from other sources and share it with other third parties for marketing and advertising purposes (also known as “cross-context behavioral advertising”). We (and our partners) collect your IP address, date and time of your visit to the website, or of actions you take here, your Internet Service Provider (ISP), and the browser type and version you use to visit this website. This information may be combined with personal information from other sources as described above and used to display advertisements from us or from other companies through email, websites, apps, social media sites, connected TV, or by other channels. We also use your personal information to analyze how you interact with this site and the advertising we display in order to understand and improve your experience.
Cookies, Pixels and Similar Technologies
This website utilizes cookies, pixels, and similar or related technologies to protect this site against online threats; understand the users engage who with our website; choose and display personalized content and advertisements; and track whether or how you respond to advertisements or other content and communications. Cookies are small computer files that are stored on your browser as identifiers so that we or our partners can recognize your browser at certain websites. We do not track everything you do on the Internet, however. You can restrict or delete cookies at any time using your browser settings. If you use a “do not track” setting, we will set an opt-out cookie on your browser to prevent further data collection. If you delete that opt-out cookie, you may need to opt out again to prevent automated data collection from re-starting.
We employ multiple automated technologies to collect information when you interact with our Website. Cookies are small files placed on your computer that allow the Website to function properly. If you choose to reject cookies through your browser, some Website features may not be accessible.
Flash cookies may also be used to store information about Website preferences and user navigation. These cookies are not governed by standard browser controls and can be managed through Adobe’s Flash settings.
In addition, web beacons and similar technologies may be embedded in Website pages and emails to help us analyze engagement, count visitors, monitor system functionality, and generate Website analytics.
Global Privacy Control (GPC) & Do Not Track
We process Global Privacy Control (“GPC”) signals and other universal opt-out preference signals as valid opt-out requests for the sale and sharing of personal information. When we detect these signals from your browser or device, we will automatically opt you out of the sale and sharing of personal information, without requiring account creation or verification.. Our practices are not intended to track every site you view online. You may block or remove cookies through your browser’s settings whenever you wish. If you opt out of tracking or use a browser-based “Do Not Track” signal, including GPC, an opt-out cookie is stored on your browser to prevent certain data collection. If you later delete this cookie or adjust your GPC settings, automated data collection may begin again.
How To Exercise Your Personal Information Rights
You have rights with respect to your personal information, including the right to know what data we collect and how we use it (please review this policy), to obtain a copy of data we have collected about you, to ask us not to share your information with third parties, to have data deleted (including any sensitive personal information), to correct incorrect information (please request deletion), to ask us to limit the use of sensitive information (please request deletion), to opt-out of the sale or sharing of your data for cross-context behavioral advertising, or to make other requests. You, or an agent authorized to act on your behalf, may exercise your rights at any time at this page, or by calling 855-586-1377. If you have additional questions or concerns after you have exercised your rights, you can contact us using the information in the “Contact Us” section below. If we are unable to resolve your issue you may in some cases also be able to contact a local privacy authority in your state.
If you would like to log complaints, please see below for contact information:
For the FTC: ReportFraud.ftc.gov or go to ftc.gov/complaint. You can also go directly to the Better Business Bureau complaint portal at bbb.org/file-a-complaint.
Please note, we cannot respond to your request or provide you with personal information if we cannot verify your identity or your authority to make the request. As such, a verifiable consumer request must:
- Provide sufficient information that allows us to reasonably verify you are the person about whom we collected personal information or are the authorized representative of that person.
- Describe your request with sufficient detail that allows us to properly understand, evaluate, and respond to it.
Making a verifiable consumer request does not require that you to create an account with us. We will not use the personal information you provide in a verifiable consumer request for any purpose beyond verifying your identity, authority to make a request, or to otherwise process your request. We will respond to a verifiable request within 45 days of receipt. If we require additional time, up to 45 additional days, we will notify you in writing of the reason and the extension period within the first 45 days.
If we reject a request in accordance with applicable law and you wish to appeal our decision, or if you have additional concerns or questions about our privacy practices, you can contact us using the information below. Depending on where you live, you may also have the right to contact a local privacy authority in your jurisdiction. We will not discriminate against you for exercising your data subject rights.
Children’s Data
Our website is only for use by people who are 18 or older. We do not knowingly accept personal information from anyone under the age of 18, and we will remove any such personal information if we become aware that it is present in our systems.
Protecting Personal Information
We deploy commercially reasonable technical, physical, and organizational security measures to protect your personal information from loss or misuse. We maintain policies and procedures, staff training, technical monitoring, and audit our practices regularly to ensure the information we hold is protected from evolving risks.
Personal Information Retention
Personal information collected through this website is retained for as long as necessary to carry out the purposes described in this policy, comply with our legal obligations, and support our business operations. We review and purge data that is no longer needed on a periodic basis.
Future Policy Updates
We may change this policy at any time without prior notice. The updated policy will be in force as of its published effective date. Review this policy occasionally to understand how this site collects, uses, and shares personal information.
Data is Processed in the United States
We are located in the United States. This site is intended for use only by U.S. users. When you visit this site, your personal information will be processed in the United States, under U.S. laws.
Website Contact Information
If, after reviewing this policy, you still have questions or concerns, please contact us at contact@yourpolicyexperts.com or 160 Greentree Dr, Ste 101, Dover, DE, 19904.
