Many readers have been emailing me asking for my help in understanding the allegations made by Elon Musk and his Department of Government Efficiency about sloppy recordkeeping at the Social Security Administration. Here are three typical questions. Q: What is…
First, an apology: I don’t think there will be anything about Social Security in today’s column. But after 28 years of writing these weekly articles (that would be more than 1,450 columns about Social Security), I hope you’ll indulge me…
Poor Lyndon Baines Johnson. When it comes to Social Security, he gets blamed for something he never did. Our 36th president is often accused of being the first chief executive to tamper with Social Security financing. Well, he did tamper…
Saving money is a goal many aspire to achieve, but it often requires discipline, planning, and smart financial habits. Fortunately, there are numerous strategies and tips that can help you save money without significantly impacting your quality of life. Whether…
Your credit score is a crucial financial metric that influences your ability to secure loans, obtain favorable interest rates, and access various financial opportunities. Understanding the factors that can negatively impact your credit score is essential for maintaining a healthy…
Your credit score is a critical financial indicator that lenders use to assess your creditworthiness. A higher credit score can lead to better loan terms, lower interest rates, and improved financial opportunities. If you’re looking to raise your credit score,…
Loans are financial tools that can help individuals and businesses achieve their goals, whether it’s buying a home, starting a business, pursuing higher education, or handling unexpected expenses. However, understanding the ins and outs of loans is crucial to make…
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